Home Buying
Senate Passes ROAD to Housing Act

On October 9th, the U.S. Senate passed the bipartisan Renewing Opportunity in the American Dream to Housing Act of 2025 (ROAD to Housing Act).
The Act includes several provisions designed to meet America's diverse housing needs:
Building More Homes and Cutting Red Tape: Helps communities overcome zoning and other barriers, streamlines environmental reviews for housing projects, and creates grants for communities to build more homes.
Opening Doors to Home Ownership: Removes barriers that make it harder to get smaller mortgages, improves the home appraisal process, helps families save for home purchases, and ensures veterans are informed of their home loan benefits.
Supporting Housing Innovation: Updates rules and financing for manufactured and modular homes and encourages new building technologies that make housing more affordable.
The Act now advances to the House, where differences between the House and Senate versions will be resolved.
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